A, AZIZ, G.; SH. MOHAMAD, M. The Role of Banking Merger in Achieving Competitive Advantage A survey of A Sample of Bank Managers’ Opinions in Erbil. مجلة دراسات إقلیمیة, [S. l.], v. 18, n. 59, p. 285–310, 2024. DOI: 10.33899/regs.2024.182053. Disponível em: https://regs.uomosul.edu.iq/index.php/regs/article/view/48351. Acesso em: 17 oct. 2025.